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How to Pay?

MODES OF PAYMENT

>> Spotcash: Payable within the month of Reservation or maximum of 30 days from Reservation date.

>> Document Requirements:

>> Two (2) Government-Issued Identification Cards
>> Post-dated Checks (PDCs)
>> Photocopy of Marriage Certificate/Birth Certificate
>> Two (2) pcs. 2 x 2 pictures (applicant/spouse/co-borrower/Attorney-in-fact)
>> Proof of Billing Address

>> Deferred Financing: Payable within 24 months from Reservation date.

>> Major Requirements:

>> Bank statements for the last sx (6) months
>> Post-dated Checks (PDCs)

>> Standard Requirements: (see Document Requirements in Spotcash)

>> In-house Financing: Payable at five (5) years with 18% per annum or 10 years with 19% per annum.

>> Self-Employed

>> Major Requirements:

>> Photocopy of Business Registration (DTI/SEC)
>> Mayor's Permit
>> Income Tax Return for the last two (2) years
>> Original Audited Financial Statements for the last two (2) years
>> Franchise/OR/CR (for taxi/jeepney/bus operators)
>> PTR (for practicing professionals)
>> Bank Statements for the last six (6) months
>> Picture of business establishment
>> List of Clients and Suppliers with contact nos.
>> Company profile (if applicable)
>> Leasing Contract (if applicable)
>> Secretary's Certificate/Board Resolution (for Corporation)
>> Articles of Incorporation (for Corporation)

>> Standard Requirements: (see Document Requirements in Spotcash)

>> Locally-Employed

>> Major Requirements:

>> Photocopy of Income Tax Return (ITR) for the last two (2) years
(if filed separately, Spouse's ITR also)
>> Original Certificate of Employment and Compensation
>> Payslips for the last three (3) months (applicant and spouse)
>> Bank Statements for the last three (3) months
>> Vouchers for the last six (6) months (commissions)

>> Standard Requirements: (see Document Requirements in Spotcash)

>> Overseas Filipino Workers (OFW)

>> Major Requirements:

>> Original Certificate of Employment and Compensation (Consularized)
>> Photocopy of Contract of Employment (valid 6 mos. after reservation)
>> Photocopy of Income Tax Return (ITR) for the last (2) years
>> Photocopy of Passport (w/ entries)
>> Photocopy of Seaman's Book
>> Proof of remittances for the last six (6) months
>> Payslips for the last three (3) months
>> Bank Statements for the last six (6) months
>> Special Power of Attorney (w/ Consular seal if notarized abroad)

>> Standard Requirements: (see Document Requirements in Spotcash)

>> Bank Financing: Payable through our accredited Banks: BPI, BDO, UCPB, PNB, Union Bank, RCBC, AUB, Malayan Bank